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In a recession, is college worth it? The risk of debt may change some students’ plans.

Danielle Claussen, 18, acknowledges she didn’t give much thought to the ultimate cost of college when she enrolled at Fairleigh Dickinson University in Morris County, NJ.

“My plan is to attend for four years, like my sister did,” says Claussen, who grew up in Tuckerton, a small suburb town in South New Jersey. Because she didn’t qualify for financial aid, she took out student loans. Set to  graduate in 2012 with a major in nursing and an estimate of  more than $70,000 in debt. Claussen adds, “With my brother and sister currently in college before me, it’s hard to pay for me and taking out loans is really the only way.” » Read more: Massive Debt Changes Student Plans